0
coffee Support Penke with Coffee
0 XP 0   0   0  
0coffee
Main menu

πŸ“‰ The Great Reset πŸ“ˆ

Data gone? Yes, I pulled the plug. I shut down my paid data feeds and deleted the entire dataset to become fully independent.

No worries! Penke(Bot) will find new copyright-free data.

Curious how? Read it here… πŸ₯Έ Penke

Ageas


Can this company survive a downturn?

How efficiently does it turn assets into profit?

Is the business becoming more valuable over time?

1.1. Financial Health of Ageas (5 min.)




3rd party ad coffee SUPPORTERis ad-free.

πŸ€– Analyze $AGS using your own AI

Download Penke’s AI-structured dataset for Ageas.
Ask your own questions, run scenarios, and test assumptions in the AI you already use.

Your edge in this era:
πŸ₯Έ Penke’s data + πŸ€– AI + 🧠 YOUR judgment.

πŸ”’ Become a Member to Unlock

You can use the AI prompts per pain point I prepared to guide your analysis.

Want to see how it works first? Start with a real example:

πŸ“₯ Download example dataset ($NVDA)

* I continuously improve the AI structure.
If something feels unclear or incomplete, email me or message me on Discord.
β€” I’ll fix it. πŸ₯Έ Penke

Key Takeaways

What matters most right now.

⚠️ Revenue growth

Revenue fell -100% last quarter to $0.0B. This is below the company’s recent pace and should be watched against its longer-term growth trend.

βž– Profitability

Net profit margin is 11.8%, close to its 5-year average of 9.9%. This indicates profitability is broadly in line with the company’s long-term performance.

βž– Cash generation

Free cash flow of $0.0B equals a -6.6% margin, broadly in line with its 5-year average of -9.2%, indicating stable cash generation.

⚠️ Debt levels

Debt relative to equity is 12.09, compared to a 5-year average of 7.17. This shows whether leverage is increasing or staying disciplined.

βž– Capital efficiency

Return on equity is 16.1%, compared to a 5-year average of 9%. This shows how effectively management turns shareholder capital into profit.

Why this matters

The facts behind the takeaways.

βž– How much profit the business keeps

The company keeps 0% profit from its sales. Over the past 5 years, this was about 0%.

βž– How much cash the business generates

About -6.6% of sales turns into real cash. Historically, this was closer to -9.2%.

⚠️ Debt pressure

Debt levels are 12.09 today, compared to 7.17 over the last 5 years.

What to watch next

Focus points for the next quarters.

βž– Next earnings

Watch whether revenue growth translates into sustained margin improvement next quarter.

3rd party ad coffee SUPPORTERis ad-free.

Balance Sheet

Showing financial position from 2020-01-01 to 2023-01-01.

 2023-01-012022-01-012021-01-012020-01-01
Assets
   TotalπŸ”’ Member111,139,000111,418,0000
   Current
      TotalπŸ”’ Member1,937,0002,241,0003,745,000
      CashπŸ”’ Member1,937,0002,241,0003,745,000
      Cash EquivalentsπŸ”’ Member000
      Short Term InvestmentsπŸ”’ Member000
      Accounts ReceivableπŸ”’ Member000
      Inventory
         TotalπŸ”’ Member000
         Inventory Finished GoodsπŸ”’ Member000
         Inventory Raw MaterialsπŸ”’ Member000
         Inventory PartsπŸ”’ Member000
         Inventory WIPπŸ”’ Member000
      Prepaid ExpensesπŸ”’ Member000
   Noncurrent
      Property Plant And EquipmentπŸ”’ Member1,732,0001,827,0000
      Intangible AssetsπŸ”’ Member000
      GoodwillπŸ”’ Member000
      Right Of Use AssetsπŸ”’ Member000
      Long Term InvestmentsπŸ”’ Member000
      Deferred Tax AssetsπŸ”’ Member100,00098,0000
      Other AssetsπŸ”’ Member000
      TotalπŸ”’ Member1,832,0001,925,0000
Liabilities
   TotalπŸ”’ Member96,967,00097,644,0000
   Current
      TotalπŸ”’ Member000
      Accounts PayableπŸ”’ Member000
      Accrued LiabilitiesπŸ”’ Member000
      Short Term DebtπŸ”’ Member000
      Deferred RevenueπŸ”’ Member000
      Lease LiabilitiesπŸ”’ Member000
      Other Current LiabilitiesπŸ”’ Member000
   Noncurrent
      Long Term DebtπŸ”’ Member000
      Lease LiabilitiesπŸ”’ Member000
      Operating Lease LiabilitiesπŸ”’ Member000
      Deferred RevenueπŸ”’ Member000
      Deferred Tax LiabilitiesπŸ”’ Member971,0001,105,0000
      TotalπŸ”’ Member971,0001,105,0000
Equity
   TotalπŸ”’ Member11,914,00011,555,00013,481,000
   Common StockπŸ”’ Member000
   Preferred StockπŸ”’ Member000
   Additional Paid In CapitalπŸ”’ Member000
   Retained EarningsπŸ”’ Member000
   Accumulated Other Comprehensive IncomeπŸ”’ Member85,000-219,0000
   Treasury StockπŸ”’ Member000
   Minority InterestπŸ”’ Member2,258,0002,219,0000
   Temporary EquityπŸ”’ Member000

Income Statement

Performance overview from 2020-01-01 to 2023-01-01.

 2023-01-012022-01-012021-01-012020-01-01
Revenue
   TotalπŸ”’ Member13,772,00012,370,0000
   Segments
      Segment1πŸ”’ Member000
      Segment2πŸ”’ Member000
      Segment3πŸ”’ Member000
Cost Of Revenue
   TotalπŸ”’ Member000
Gross ProfitπŸ”’ Member13,772,00012,370,0000
Operating Expenses
   TotalπŸ”’ Member000
   Research And DevelopmentπŸ”’ Member000
   Selling General And AdministrativeπŸ”’ Member000
   Stock Based CompensationπŸ”’ Member000
   Allocated Stock Based CompensationπŸ”’ Member000
   Impairment ChargesπŸ”’ Member000
   Restructuring ChargesπŸ”’ Member000
   Other Operating ExpensesπŸ”’ Member000
Operating IncomeπŸ”’ Member000
Non Operating
   Interest IncomeπŸ”’ Member2,427,0002,392,0000
   Interest ExpenseπŸ”’ Member138,000139,0000
   Gain On Asset SalesπŸ”’ Member000
   Other Non Operating IncomeπŸ”’ Member000
Income Before TaxπŸ”’ Member1,231,0001,533,0000
Income TaxπŸ”’ Member215,000233,0000
Net IncomeπŸ”’ Member1,016,0001,300,0000

Cash Flow Statement

Operational cash dynamics from 2020-01-01 to 2023-01-01.

 2023-01-012022-01-012021-01-012020-01-01
Operating Activities
   Net IncomeπŸ”’ Member1,016,0001,300,0000
   Adjustments
      Depreciation And AmortizationπŸ”’ Member000
      Stock Based CompensationπŸ”’ Member000
      ImpairmentsπŸ”’ Member000
      Deferred TaxesπŸ”’ Member000
      Gain On Asset SalesπŸ”’ Member000
      Change In Working CapitalπŸ”’ Member000
   Cash From OperationsπŸ”’ Member-1,065,000-1,329,0000
Investing Activities
   Cash From InvestingπŸ”’ Member1,439,000635,0000
   Capital ExpendituresπŸ”’ Member50,000262,0000
   AcquisitionsπŸ”’ Member000
   Purchase Of InvestmentsπŸ”’ Member000
   Sale Of InvestmentsπŸ”’ Member000
Financing Activities
   Cash From FinancingπŸ”’ Member-684,000-804,0000
   Debt IssuedπŸ”’ Member000
   Debt RepaidπŸ”’ Member000
   Convertible Debt RepaidπŸ”’ Member000
   Debt Issuance CostsπŸ”’ Member000
   Dividends PaidπŸ”’ Member625,000652,0000
   Share RepurchasesπŸ”’ Member000
   Share IssuanceπŸ”’ Member000
   Lease Principal PaymentsπŸ”’ Member000
   Minority Interest DistributionsπŸ”’ Member000
Other
   Taxes PaidπŸ”’ Member000
   Interest PaidπŸ”’ Member142,000132,0000
   Effect Of Exchange Rate On CashπŸ”’ Member000
Summary
   Net Change In CashπŸ”’ Member-1,937,000-2,241,000-3,745,000
   Beginning CashπŸ”’ Member1,937,0002,241,0003,745,000
   Ending CashπŸ”’ Member000
3rd party ad coffee SUPPORTERis ad-free.